Text Messaging version of PayPal.
You know what PayPal is, and how it works. How would you like to be able to do the same thing from any cell phone via text-messaging? Imagine splitting the restaurant bill right at the table, imaging doing a quick (and safe) sale of property with instant money transfer.
Here's the best part. If you sign up during the beta, you get NO FEES for LIFE.
Click it if you want.
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